First thing I notice is that the text has no room to breathe (especially "JANUS" at the top). It looks crowded. Make it a couple of point sizes smaller.
Second thing is, I think you should use the same dark semi-transparent effect behind the card name as you did for the border, instead of just dead black.
Thirdly, I think the second version of the card, with more of his lower body visible, gives a better sense of place. The background for the first card could be anywhere, but the second makes it clear that he's standing on ice. You could add some random ice floes to the water, too, although I don't think it's really necessary.